Registered Pension Scheme Limits

Registered Pension Scheme Limits

2022/23
2021/22
Lifetime allowance (LA)
£1.0731m
£1.0731m
Annual allowance (AA)*
£40,000
£40,000
Charge if excess drawn as
Cash 55%/income 25%
AA charge on excess inputs
20%-45%

Annual relievable pension inputs are the higher of earnings (capped at AA) or £3,600.

*From 2020/21 onwards the AA is reduced by £1 for every £2 by which relevant income exceeds £240,000, down to a minimum AA of £4,000.